Smart Women Smart Solutions

With Joy Chudacoff, Leading Expert on Business Success and Lifestyle Design For Women

Carly Stein – How a Chance Encounter With a European Pharmacist Turned Into The #1 Cold & Flu Product on Amazon

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Carly Stein on She's Got Moxie with Joy Chudacoff

My guest Carly Stein was studying abroad when a bout of chronic tonsillitis sent her to a pharmacy in search of a cure. What she learned was kind of a miracle.

Carly is the CEO and founder of BeeKeeper’s Naturals, a company committed to “reinventing the medicine cabinet” through the healing power of bees. Her product for colds & flu is currently #1 on Amazon and she’s been recognized as a game-changing entrepreneur on the 2019 Forbes 30 Under 30 list.

On today’s show, Carly talks about how to build a loyal customer base and a robust social media following, why bees have medicinal properties, how she has overcome her biggest challenges, how she has built an amazing team of loyal and passionate people and much more.

 

You can Subscribe and Listen to the Podcast on Apple Podcasts. And be sure to leave me a Rating and Review!

The amazing thing is that everything is so accessible. Every single one of us can figure it out.” – Carly Stein

Show Notes:

  • The FIRST step she took to give the business traction
  • Her SIMPLE, SIMPLE strategies to build a loyal following and awareness – “I didn’t know anything!”
  • Refreshing, easy to follow grass roots strategies
  • How to use SOCIAL MEDIA to help build your business – she should know. Her Instagram boasts over 100K followers!
  • Why bees have medicinal properties
  • She didn’t allow an inquiry from LinkedIn to throw her; instead she figured it out
  • The MINDSET to adopt when building a new business
  • How Carly overcame the biggest challenge in her business
  • Cash flow tips on how to handle the fluctuation in sales when you are marketing a product
  • Advice she doesn’t agree with in the start-up arena
  • The surprising new app to help with workflow
  • Tips for building a great A+ TEAM

What you’re doing at every single step every single day is building muscle memory. The muscle memory that you’re building is how to respond to challenges with resilience.” – Carly Stein

Connect with Carly Stein:

Facebook | Instagram | Twitter | BeeKeeper’s Naturals

I know that failure is not the end of a line for me. It is just a red flag that is showing me to go a different way.” – Carly Stein

Beata Kirr – A Wake Up Call For Women About Wealth Building

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Beata Kirr on She's Got Moxie with Joy Chudacoff

In full disclosure, I met my guest Beata Kirr at a presentation that I was convinced was going to be fairly boring. I actually thought it was going to give me thirty minutes to scan my email feed and swipe right to delete : -). Guess what? I was wrong. Once I heard Beata share some of the most recent research on women and money, I put my phone away and grabbed a pen and paper.

Beata Kirr is the National Managing Director in the Alliance Bernstein Chicago office. She was appointed Head of Private Client Core Asset Strategies of Bernstein in 2017. Beata is a member of Bernstein’s Private Client Investment Policy Group, which oversees strategic asset allocation for high-net-worth, nonprofit and family clients.

Beata has provided market commentary for the Chicago Tribune, WGN News, NPR and the Wall Street Journal. She is passionate about helping women investors succeed, and she speaks frequently to women’s groups nationally. Beata is also the host of “Bernstein Insights” Women & Wealth podcast series.

On today’s show, Beata dives into some surprising stats, how we as women can manage our wealth better, and more.

You can Subscribe and Listen to the Podcast on Apple Podcasts. And be sure to leave me a Rating and Review!

It is undeniable that women are a force to be reckoned with in terms of the financial decision-making power that they have.” – Beata Kirr

Show Notes:

  • The surprising facts about women creating wealth today – this is GREAT news!
  • Women continually say they’re not good with numbers but that’s not what the research shows
  • The THREE Critical numbers you need to know NOW
  • Startling facts about Women and WHY it’s essential that Women Need their Money to last longer
  • How to identify and rectify ACCIDENTAL SPENDING
  • You know your height & weight but do you know how much you are spending?
  • The 5 things women need to know about CREATING WEALTH
  • Easy to use Budget App suggestions to easily get going
  • Important information to consider when it comes to INSURANCE
  • What you can do today to get started on your path to wealth management – easy, doable steps to take Today
  • Why you need to keep your records up to date and FRESH. Beata shares a bit of a horror story here and I had a story too!

95% of women are going to be making the financial decisions for their households at some point in their lives – 95%!” – Beata Kirr

Connect with Beata:

Facebook | Twitter | LinkedIn | Alliance Bernstein Women &Wealth

Next time you say ‘I’m going to do spring cleaning’ or hire someone to clean your windows, think about an audit of your assets at the same time.” – Beata Kirr

An opportunity of a lifetime. Nearly LOST.

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Recently, someone I care deeply about, nearly missed an opportunity that COULD affect their potential future. You know what the error was? Lack of follow-up. Follow-up is something that anyone can do. It doesn’t matter how much (or how little) education you have, it doesn’t discriminate, and it levels the playing field.

Here’s another (deeper) reason I think people don’t follow-up: Fear of failure, Fear of the word No. “If I don’t follow-up, I’ll be spared the feeling of rejection.”

You didn’t start your business solely to make a lot of money. I know this because 100% of the women I work with and host on my podcast comment that it’s never about the money—it’s about solving a problem or filling an unmet need. Your highest contribution, in part, is bringing your creative ideas to the world.

I have never achieved Big LEAPS in my business from social media or just sitting at my desk staring into my laptop. The big income leaps (think 25% – 50%) have been born out of networking and cultivating collaborative relationships with people who embrace your genius, your highest contribution.

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Barbara Huson – From a Simple Freelance Journalist Assignment to Becoming a Bestselling Author, Teacher & Wealth Coach for Women

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After learning her husband had a gambling problem and left her with a few children and a million dollars in debt, Barbara Huson knew she needed to get smart about one thing: MONEY.

Shortly after this, Barbara was given a free-lance journalist assignment to interview women who were smart with their money. This assignment changed her life and became a catalyst for her career as a women’s wealth and power expert.

Barbara is the bestselling author of Secrets for Six-Figure Women, Prince Charming Isn’t Coming as well as four other amazing books about women and wealth. She has been featured on Good Morning America, The View, Extra, The O’Reilly Report, and many times on CNN, MSNBC, CNBC, Fox News, PBS and NPR, as well as the New York Times, and USA Today.

You can Subscribe and Listen to the Podcast on Apple Podcasts. And be sure to leave me a Rating and Review!

Spend less, save more, and invest wisely. And THIS is where I think we as women get tripped up.” – Barbara Huson

Show Notes:

  • The SECRET to wealth for women
  • The 3 Types of Wealth “Work” Women Must do (GREAT!)
  • 3 Everyday Steps you can take to change your relationship with money (this is PURE GOLD – my favorite part of the interview)
  • How to break through fear about money
  • Advice that Barbara hears being given and strongly disagrees with
  • How to be STRATEGIC about your decisions
  • The importance of investing
  • Barbara’s SUPERPOWER

I have a sign that I made with crayons in front of my desk. It says, ‘do what you fear, that’s how you grow’.” – Barbara Huson

Connect with Barbara Huson:

Facebook | YouTube | Twitter | Barbara Huson

I’ll tell you something. I’ve been doing this for 25 years. Problems with money are NEVER about money.” – Barbara Huson

Jean Chatzky – Women. Money. Investing. A real conversation about MONEY and Women with Financial Editor of NBC’s TODAY Show and Award-Winning Personal Finance Journalist

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Jean Chatzky on She's Got Moxie with Joy Chudacoff

Today’s show is all about MONEY with the financial editor of NBC’s TODAY Show (she has been on for 24 years, so you probably know her!) and AARP’s personal finance ambassador, Jean Chatzky.

Jean is an award-winning personal finance journalist and Founder & CEO of HerMoney, a multimedia company changing the relationships women have with money. You may have also heard her popular podcast HerMoney with Jean Chatzky.

On today’s episode of She’s Got Moxie, Jean shares some incredible tips and tricks to living a financially robust life.

You can Subscribe and Listen to the Podcast on Apple Podcasts. And be sure to leave me a Rating and Review!

Start by looking at where you are today, because that it is what it takes to figure out where you want to grow and how you want to get better tomorrow.” – Jean Chatzky

Show Notes:

  • Why women need more money than men
  • The ONE thing women don’t feel comfortable with and what to do about it
  • The FIVE THINGS you can do to have a robust financial life
  • WHY physical and financial health have a lot in common & led Jean to co-authored a book with Dr. Michael Roizan (if you watch Dr. Oz then you know him!)
  • The BEST ACTION step to advance her powerful career in media
  • What she did when someone told her “you don’t have the chops”
  • The Surprising PRODUCTIVITY Tip that Jean uses to stay on top of things
  • What she wished someone would have shared with her early on in her career
  • And much, much more

As you age, good health without financial strength doesn’t work, and neither does financial strength without good health. You absolutely have to have both.” – Jean Chatzky

Connect with Jean Chatzky:

Facebook | Instagram | Twitter | LinkedIn | HerMoney

I make money make sense. That is my superpower.” – Jean Chatzky

Dr. Amy Kramer – She Saw a Great Opportunity After Her Own Dog Had Surgery and Beach Animal Rehabilitation Was Born (BARC)

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According to pet care industry research in 2016, health care services for pets was nearly $16 billion dollars and growing.

After her dog had surgery, Dr. Amy Kramer, a physical therapist, saw that what she does with her patients every day would be a great rehab solution for her dog. The physical therapy worked and Amy couldn’t stop thinking about all the vets performing surgery across LA and how those dogs would need her physical therapy treatment. This lead Dr. Kramer to open the doors to Beach Animal Rehabilitation Center (BARC) which works to incorporate rehabilitation techniques so that pets can get well again.

On today’s show, we’ll talk about how Dr. Kramer got started in her now very successful business, her BEST tips for growth, how she deals with employees, her #1 productivity tip, what she thinks about the NBA finals, and more. 

You can Subscribe and Listen to the Podcast on Apple Podcasts. And be sure to leave me a Rating and Review!

I really strive to make sure that my employees are happy and I ask all the time, ‘what can I do to make your job easier for you?’.” – Dr. Amy Kramer

Show Notes:

  • The moment Dr. Kramer realized she was on to something BIG
  • Her BEST marketing techniques that contributed to BARC’s success
  • Her best ACTION Steps – the power of the “before & after”
  • Simple, down-to-earth marketing tips that paid huge dividends!
  • Her Biggest Challenge
  • The ONE ingredient every entrepreneur needs to have on board to hit their highest productivity levels
  • Dr. Kramer describes a time when she really wanted to give up and what she did instead of giving up!
  • The vision Dr. Kramer kept in mind when money was tight
  • The counter-intuitive productivity tip that makes ALL the difference
  • What Dr. Kramer REALLY thinks about the NBA finals
  • Much, much more

If I don’t get good sleep, no matter what those things are that are going on in my head, I’m not going to do those things well if I’m not well rested.” – Dr. Amy Kramer

Connect with Dr. Amy Kramer:

Facebook | Instagram | Beach Animal Rehabilitation Center

Just don’t be afraid to ask for help, because it is out there.” – Dr. Amy Kramer

Meriflor Toneatto – Money, Manifestations and Miracles For Women

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Meriflor Toneatto on She's Got Moxie with Joy Chudacoff

I’m super excited to introduce my good friend and previous client, Meriflor Toneatto, on today’s show.

Meriflor is a women’s prosperity expert and the author of, Money Manifestations and Miracles.

She is also the CEO and Founder of Power With Soul. She specializes in helping women entrepreneurs and leaders reach financial prosperity while fulfilling their social promise to the world. Her work has been featured by The Washington Post, Yahoo Finance, LA Times, International Business Times and more.

Listen in to today’s show to hear Meriflor talk about her new book, how to manifest more money in your life and much more.

 

 

You can Subscribe and Listen to the Podcast on Apple Podcasts. And be sure to leave me a Rating and Review!

Money becomes a mirror for women. I call it the emotional currency because it is so closely tied to our feelings of self-worth and self-confidence and safety and security.” – Meriflor Toneatto

Show Notes:

  • WHY Meriflor wrote her book
  • The difference between Men and Women’s Relationship with Money
  • WHY women’s economic empowerment is central to our world right now
  • How women SABOTAGE THEMSELVES when it comes to money
  • The importance of a money gratitude journal
  • What you can do now to Manifest MORE MONEY in your life
  • Tips on WRITING a BOOK
  • And much, much more

The quality of the relationship that a woman has with money can either move her forward or it can keep her stuck.” – Meriflor Toneatto

Links Mentioned:

  • Get a copy of Money Manifestations and Miracles by Meriflor Toneatto
  • Connect with Meriflor Toneatto:

Facebook | Instagram | Twitter | Money Manifestations and Miracles | Meriflor

Whatever you focus on grows. And if you put your attention towards negativity, fear and doubt then that is what you experience in your world.” – Meriflor Toneatto

Lizanne Falsetto – Meet The Creator of The thinkThin® Bar Who Sold Her Company For $215 Million

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Lizanne Falsetto ditched a college basketball scholarship for an international modeling career. While on the road, Lizanne found herself hungry but didn’t like the fast food options so she created her own high-protein, zero-sugar, food-on-the-go snack, what we now call the thinkThin® bar! It set a trend as the FIRST protein bar to be gluten-free.

Lizanne went on to create a lifestyle brand and a national market leader. She ultimately sold thinkThin® to Glambia, Inc. in 2016 for $215 million dollars. Wow.

You can Subscribe and Listen to the Podcast on Apple Podcasts. And be sure to leave me a Rating and Review!

The No. 1 thing that I would say to the women out there who want to learn about cash flow is to always keep your payables (what you have to pay) at least 20% lower than your receivables (the money coming in).” – Lizanne Falsetto

Show Notes:

  • WHY she declined the basketball college scholarship
  • HOW Lizanne turned her kitchen experiment into a multi-million dollar company
  • HOW she kept growing & scaling the entrepreneurial mountain
  • What BASKETBALL taught her about BUSINESS
  • SIMPLE, smart, cash flow secrets
  • Why Lizanne brought HER CHILDREN to work
  • Her BIGGEST Challenge – real, raw truth here
  • HOW she overcame her toughest moments
  • And much, much more…

I knew I had to surround myself with the best. And I always had that mentality, but it is almost to the point where you bring people in who are smarter than you.” – Lizanne Falsetto

Connect with Lizanne:

Facebook | Twitter | Lizanne Falsetto

I think that team sport is a valuable lesson because you can play your position well, but you have to play with your team.” – Lizanne Falsetto

Show Me the Money…

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The number #1 barrier to getting a business off the ground is fear and I’ve shared tips and solutions on fear of failure and how to overcome this barrier for years. Today, I want to focus on the second biggest barrier to getting a business off the ground. What do you think it is? Money. Entrepreneurs struggle with access to enough money to stay in business until it becomes profitable. According to the US Small Business Administration, at any given time, there are roughly 27 million US businesses in need of capital.

In the past, access to money to build a business has been limited by a very small pool of people that we know or come in contact with. Reaching out to friends and family is how most entrepreneurs get started or maybe you bankrolled yourself initially by using a credit card (like me!). These tactics present a very narrow path to securing the much needed capital entrepreneurs need for expansion.

Enter Crowdfunding.

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